بِسْمِ اللهِ الرَّحْمنِ الرَّحِيمِ This will become our discussion for today on what is the best path of my life... Baru-baru ni saya dapat offer drp UM (kind of offer cz its not confirm yet) to pursue my PHD at oversea. In the email said I have to take phd in financial math on 2014 insyaAllah. Let just list down the advantages and disadvantages here then we can compare: We begin with to become a lecturer, .::.advatages 1) flexy working hour 2) can study abroad (its my dream!!) 3) can venture to new things such as modelling, formula, programming 4) fast track to master in english 5) great combination to my previous subjects taken (actuarial+islamic finance+financial math=great combination) 6) when study abroad dont have to commit in kenduri kahwin and all that during weekend (can focus on phd). 7) will become a lecturer as soon as finish study 8) ada pencen n bonu$$$ .::.disadvantages 1) not easy to get halal food (i will miss kambing) <-stupid